Unexpected vehicle repairs or servicing can put a strain on your finances, particularly when it’s a sudden cost that wasn’t planned for. Whether it’s a critical repair that must be done immediately or a routine service or MOT, the financial pressure of an unexpected bill can sometimes make it harder to keep your car in good condition.
That’s where Payment Assist comes in. This interest-free, fee-free option allows you to spread the cost of car repairs and servicing, making it easier to manage your expenses and avoid putting off necessary work. But what exactly is Payment Assist, and how does it work?
In this blog, we’ll explain Payment Assist in detail, so you can decide if it’s the right choice for you when it comes to your car’s repairs and servicing.
Payment Assist is a payment option we offer at Hilton Suzuki, designed to help you manage the cost of your vehicle repairs and servicing. It works by allowing you to pay for the work in instalments, instead of having to settle the full amount upfront.
With Payment Assist, you pay just £100 at the time the work is completed, and the remaining balance is split into three monthly payments. There are no interest charges or additional fees, making it a simple, straightforward way to spread the cost of unexpected or large repair bills.
This means that, if your car needs urgent repairs or an expensive service, you can get the work done immediately without worrying about paying the full amount right away. The 0% interest and fee-free nature of the product also make it an affordable option for many people who might otherwise have to delay repairs or servicing.
Find out more about Payment Assist and how it works for a clearer picture of how this payment option can benefit you.
Using Payment Assist is simple. Here's a step-by-step breakdown of how it works:
1. Get Your Vehicle Serviced or Repaired
When you bring your car to our workshop in either Bishop’s Stortford or Bedford, we’ll carry out the necessary work, such as repairs, servicing, or an MOT. After the work is completed, we’ll provide you with a final invoice showing the total cost.
2. Payment of £100 Upon Completion
At the point of payment let us know you’d like to take advantage of Payment Assist. You’ll pay just £100, regardless of the total cost of the work done. This payment is made once the job is complete.
3. Split the Remaining Cost Into Three Monthly Payments
The remaining balance is split into three equal payments. These payments will be automatically collected each month from the payment method you provide. The payments are interest-free and fee-free, which means you’re not paying more than the original cost of the work.
4. Enjoy Peace of Mind
With no interest or hidden fees to worry about, Payment Assist allows you to get the work your car needs while spreading the cost over three months. This can ease the immediate financial pressure and make it easier to manage your budget.
There are several key benefits to using Payment Assist when you need car repairs or servicing:
1. Interest-Free and Fee-Free
One of the most significant advantages of Payment Assist is that it’s completely interest-free and fee-free. This means you won’t have to worry about paying more than the original cost of the work. It’s a straightforward payment option with no hidden charges, making it more affordable than other types of credit or finance.
2. Spread the Cost
Sometimes, car repairs or servicing can come with a hefty price tag, particularly if unexpected work is needed. Payment Assist allows you to spread the cost over three months, reducing the immediate financial burden. Instead of having to pay a lump sum upfront, you can manage your budget more effectively by paying in smaller, more manageable amounts.
3. No Credit Check
Payment Assist is available without the need for a credit check. This means that, even if you have a less-than-perfect credit score, you can still take advantage of this payment option provided you have adequate funds to pay the initial deposit. It makes it more accessible to a wider range of customers who may not have access to other forms of credit.
4. Quick and Easy Process
The application process for Payment Assist is simple and fast. Once your car repairs or servicing are complete, you’ll know right away if you’re eligible for Payment Assist. There’s no complicated paperwork or lengthy approval process involved. We will explain the terms to you clearly, and you can get the work done without delay.
5. Keeps Your Car Roadworthy
Unexpected repairs or servicing costs can sometimes lead people to delay important work on their vehicle. With Payment Assist, you can ensure your car stays roadworthy without putting off necessary repairs or servicing due to cost concerns. This can be especially important for maintaining safety and reliability on the road.
6. Flexible Payment Options
With Payment Assist, you have the flexibility to pay off your balance in three monthly instalments, with each payment due on the same date each month. This predictable payment schedule makes it easier to manage and budget, reducing the risk of missed payments or financial stress.
Learn why regular car servicing is essential to avoid costly repairs and keep your vehicle in good shape.
Payment Assist can be a great option for many car owners, but it’s important to consider your own circumstances before deciding if it’s the right choice for you.
Here are some things to think about:
While Payment Assist doesn’t charge interest or fees, it’s still important to make your monthly payments on time. If you miss a payment, you may be charged a late fee, or the remaining balance could be sent to a collections agency. To avoid this, make sure you keep track of your payments and ensure you have the necessary funds available when the payment is due. If you know you’ll struggle to make a payment, it’s a good idea to get in touch with us to discuss your options.
Conclusion
Payment Assist is a simple, effective way to manage the cost of unexpected vehicle repairs or servicing. By allowing you to spread the cost over three months with no interest or fees, it makes it easier to keep your car roadworthy without straining your finances.
If you think Payment Assist might be right for you, please contact us for more details and to find out how you can take advantage of this helpful payment option.
Ready to get your car serviced, repaired, or MOT carried out?
Book your next service, repair, or MOT and take advantage of our flexible, interest-free Payment Assist option. It's quick, simple, and the perfect way to keep your car in the best condition without the worry of upfront costs.